CONSTANSJE, Brithania; 						KURNIASARI, Florentina; 						ABUBAKAR, Arlyana.
The Effects of Financial Literacy, Self-Efficacy, and Financial Stress on Risky Credit Behav-ior of Generation Z: Evidence from Pay Later Users.
<strong>Journal of Entrepreneurship, Business and Economics</strong>, [S.l.], v. 11, n. 1, p. 180-210, june 2023.
ISSN 2345-4695.
Available at: &lt;<a href="http://scientificia.com/index.php/JEBE/article/view/206" target="_new">http://scientificia.com/index.php/JEBE/article/view/206</a>&gt;. Date accessed: 10 mar. 2025.